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    A good story is told of a pawky old Scot, who like many others, finds himself rather short of cash just now. His account was 60 over drawn, and the banker rang him up on the telephone to tell him about it, and to suggest that he had better bring it down a bit or clear it altogether.

    "Oh, aye," replied the pawky one. "I'm 60 short am I? Will ye just look up an' tell me hoo my account stood in June?"

    "Oh," the banker said, "you were all right then; you had 250 to your credit."

    "Aye, an' did I ring you up in June?" was the caustic rejoinder.

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